@Sheila Campbell I'm risk adverse... read that as willing to gamble.

@Andy Rousch Branson is like old-people Vegas in the Midwest...except instead of gambling they have an excess of theatres, and amusement parks hahaha.

It could appreciate but I consider that gambling.

But it's a gamble, could work, could not, most likely won't be how you expected lol.Renting rooms might make more money, but again different challenges.

It's quite a gamble.

It also makes a HUGE assumption that you can access this gained equity through refi at the same rate as when you started the loan (highly unlikely and as I stated, math is math and statistics are statistics so why gamble on an unknown factor!).

Not worth it to me to gamble in the winter only for it to come out poor because the weather didn't cooperate.

You are gambling in an arena with a hefty anti.

Maybe see if they have a two- or three-month trial period and take the gamble. 

It is a risk, a gamble, but it might pay out.