Maybe my experience is atypical but every tenant that has said I am looking for long term has had a crisis and not fulfilled their terms. 

From what you describe you have acted in good faith and fulfilled your obligation to the contract.

Depending on your income, timing, tax bracket, and a whole lot of other variables, you can adjust the number as appropriate, so long as you meet the required amount to fulfill your quarterly obligations and not under-contribute.  

If and when the sub-leasee/optionee decides to exercise the option and fulfills the agreement and the option, she is then forced to complete her option agreement (buy the property if only for a few hours) and pay the original seller before she can close on the sub-leasee/optionee.

I’m young without cash or equity and so minimizing down payment is crucial.Could we list the sales price of 1,354,000 to the bank and carry a promissory note between ourselves for $100,000 (the difference between the agreed upon sales price and the sales price on the offer to purchase etc), and in the promissory note in addition to writing out the terms we put a silly clause that said that taking the friend out for lunch every week was a clause that would fulfill the primossy note.

You are not ready to be a Lender, I don't think you understand enough about what it means nor how to fulfill your obligations.

A potion of the agreed upon contract was not fulfilled.

I don't care about the color of skin, the kind of accent they have, and what their sexual orientation is.

If you want an unbiased opinion, let me give you a hand:****If you want the gist of this post, scroll to bottom****First off, if you need the phones to fulfill the needs of a web browser and "Real Estate activities" In all honesty, the Galaxy s3 would probably be your best bet.

In many if not most states the liability waver or indemnification probably won't protect you against Liability for failure to fulfill your landlord obligations.