Personally, I use video and walk slowly to scan slowly to cover any surfaces or items that could be damaged. 

MS Surface Pro2.

Also, the inspector will have a moisture meter to determine the presence of water/moisture inside the home that may have dried on the surface.

Jay is spot on... if a lawsuit or demand surfaces and you purchased owner's coverage you just make the claim with the title insurer and they take over from there including legal defense... which is one of the most important aspects of title insurance.That said, if this someone you "never heard of" turns out to be someone you knew full well when you purchased title insurance was going to make some claim... well then that becomes a much more interesting scenario.As to what the title insurer does... they deny/disclaim coverage based on some exclusion in the policy or they settle or litigate the matter.

It looks on the surface to be that easy.

Mold growth should be cleaned from (non-porous) surfaces such as concrete, metal, glass, tile, and solid wood.

You can either drown, or swim like a son of a ***** for the surface. 

If anything, "durable" surfaces tend to scream "rental!"

Alternatively, you could adjust your lease to protect your investment.Charge a higher depositRequire all adults to pay for an application fee ($35 will add up for them)From the surface; I would definitely consider them as tenants.

If you see "M" or mildew, it could be treated on the surface with bleach or other mitigating solvents.