Cooperation involves sharing of relevant information.If you truly feel like this agent is not acting ethically, you can contact the broker or the state body.  

I also plan on getting a Pro BP membership and joining a local REI club a couple towns over from me to start networking and learning more.I've always been entrepreneurial (my business degree actually concentrated on that) and I've never liked the idea of settling; working for someone else, selling my time and body and maybe having enough to retire when I'm 65.

Trammell.I'm partial to first name in the body of the message and full name in the signature area.

Retail you may have an easier time getting away with with the municipal body.

I will be meeting with a very motivated seller in a few days and I wanted to know if any body could tell me if I will need a letter of authorization.

Any body familiar with any of this?

A couple of things flawed with your options:No body has a crystal ball so unless you are certain that there will be a fire sale 2/3/4 years while you are in CD's, stay in the real estate game.  

Last time I was there, I was running in the Hood to Coast relay—what happened to my body (sniff)?

@Jason Vo If I were to buy in those areas near bodies of water or levee districts, I would not hold on to them for too long. 

After digging in with the mortgage broker it seems that the National Credit Union governing body illy allows credit unions to make 15yr loans on commercial properties.