There's just a dynamic there that's hard to overcome.

A residential loan is slightly different as the bank looks more at you(your income, credit, debt/income ratio) then the deal itself, whereas a commercial loan they look at a deal dynamics first and want to see that you are a capable operator. 

There are huge differences between the business models and team dynamics in different brokerages.

, and a couple other questions.Keep in mind if you're talking about a 5plex, that changes the dynamic of things because now it's a commercial property and not residential.

Depending on your goals and the dynamics of your general area can determine which way you should go.  

@Marcus AuerbachInteresting that we have similar dynamics in different markets

The dynamics are as follows:Property A- Purchase Price: $100,000- NOI: $10,000- Cap Rate = $10,000 / $100,000 = 10%- Debt Service: ZERO - You decided to buy this property without a Mortgage- Cash on Cash Return: $10,000 / $100,000 = 10%Property B- Purchase Price: $100,000- NOI: $10,000- Cap Rate = $10,000 / $100,000 = 10%- Debt Service: $375 per Month: $90k Mortgage at 5% Interest Only- Cash on Cash Return: ( NOI of $10k minus $375 per month x 12 )  / ( $100,000 purchase Price minus $90k Mortgage )- Cash on Cash Return = $5,500 /  $10,000 = 55%So?

I don't know the exact dynamics of those markets to know if it can work, but I'm not sure if that combo of numbers-- $100-200/door, 12-15% CoC, and 20-30% below value all work together.

At this point we all know that COVID-19 and shutting down the economy caused rates to plummet, that dynamic cuts both ways. 

Very dynamic and professional.