:)It isn't uncommon for agents to not understand your niche, but I think you should be honest with them at the beginning and let them know you are hunting for deals. 

The general issue with ACH is that the clearing process is lengthy (3 business days, sometimes longer) and "being held" is not uncommon among all ACH service providers.BTW, welcome to BP.

Today it's not uncommon that I have the only house listed in my slot.

If the property fails the perc test completely - and this is not uncommon, and lots of sellers know that a property will not perc but will keep pitching until they find a sucker that doesn't run a test - then it's almost worthless as a building parcel, assuming there's no sewer in the first place.

That being said, I will give you advice if you want it.The situation about Lending One is not uncommon across all HMLs however.

That is not uncommon.  

It is not uncommon for people to move into a hotel in between homes, I have done it before, stayed in a hotel for 2.5 months while the builder putzed around (this is when I was a kid).  

It's not uncommon for people to get held up at gunpoint in Tremont, Ohio CIty and Gordon Square.

If you look around, this is not uncommon with vinyl click plank.

In my market escalation clauses are very uncommon, so to beat cash buyers on hot houses we see financed offers coming in at 10k+ over list on 100k-250k properties, and things can get crazy when highest & best is called.