Even if they call you on it, call their bluff and ask when you can expect to be served.  

I can get direct flights to kc from sfo or oak for 2-300 all the time.

If you're unlucky they call your bluff and you have to deal w/ a vacancy.

There are surprisingly few knowledgeable investor friendly realtors in the areas I work (Berwyn, Brookfield, Riverside,  Oak Park, etc), and I ended up with the brokerage I am with now because they gave me the freedom to pursue my business with investors. 

We called their bluff...

money that you actually have earned.so you may have people willing to front the down payment the bank underwriting process would discover that and you won't get past your doc inspection.there are portfolio lenders out there Lima one and Angel Oak who don't do the full doc or debt to income calculation expenses are higher but even with them the down payment has to be sitting in your bank account. so your friends would have to be okay with sending you the down payment cash that you would deposit into your bank account. to pull this off you have to go to portfolio lender route at the very least National Vendors like lima one and Angel Oak would do this but your friends will have to deposit the down payment into your bank account

Marys-Palatka, FL-GA </td> <td> 1,573,606 </td> <td> 7.01% </td> </tr> <tr> <td> 22 </td> <td> San Jose-San Francisco-Oakland, CA </td> <td> 8,713,914 </td> <td> 6.87% </td> </tr> <tr> <td> 23 </td> <td> Portland-Vancouver-Salem, OR-WA </td> <td> 3,110,906 </td> <td> 6.49% </td> </tr> <tr> <td> 24 </td> <td> Washington-Baltimore-Arlington, DC-MD-VA-WV-PA </td> <td> 9,625,360 </td> <td> 6.33% </td> </tr> <tr> <td> 25 </td> <td> New Orleans-Metairie-Hammond, LA-MS </td> <td> 1,493,205 </td> <td> 5.60% </td> </tr> <tr> <td> 26 </td> <td> Omaha-Council Bluffs-Fremont, NE-IA </td> <td> 952,018 </td> <td> 5.54% </td> </tr> <tr> <td> 27 </td> <td> Sacramento-Roseville, CA </td> <td> 2,544,026 </td> <td> 5.35% </td> </tr> <tr> <td> 28 </td> <td> Lexington-Fayette Richmond Frankfort, KY </td> <td> 723,849 </td> <td> 5.34% </td> </tr> <tr> <td> 29 </td> <td> Columbus-Marion-Zanesville, OH </td> <td> 2,424,831 </td> <td> 5.04% </td> </tr> </table>It should be noted that a 5 year evolution is enough to show a trend.

'The green reed which bends in the wind is stronger than the mighty oak which breaks in a storm.'

Hey @Andrew Brohard --Following up on an important point you mentioned, I'm getting ready to convert my garage in Sherman Oaks to an ADU.

Oak cabinets vinyl flooring, white appliances.