meaning thats most lenders will not do heloc on rental property or cash out refi on a home is worth less than $75k, my house is less than that

I think you would be wise to sell and use the VA loan for your new home. 

This makes it much easier for me to qualify for loans because I don't have to disclose the home debt that would effect my income to debt ratio.

Quote from @Geritt Shipley: Hello, I've got a single family home in Portland, OR and the tenants began hearing rats in the attic about a month ago.

On average we have spent about $60k to reset the clock on a 1960's single family home.

Depending on the price point, they may already be running targeted ads in cities/metros for buyers that may be looking for a second home/vacation home.

I don't care if 99 of 100 homes in the area have K&T, I would NOT buy it and leave it with K&T anywhere.

@Gil CanfuBased on my experience working with over 400 investors, investing in a single-family home in Dallas with a $300K budget is a smart move due to the area's strong rental demand and appreciation potential.

But SFH are already seeing renewals at 2%-4% and release rates up at least 5% YoY...that number is even higher on some luxury ($3k+/m rent) homes as those are harder to find.The rest is entirely speculative.

My name is Max Nelson, I am a Bay Area based Investor with a single Family home in Santa Cruz, CA that is a Short Term/Mid Term Rental and a Duplex in Bend, Oregon.