Refinancing out of the construction or other loan on the back end may prove difficult, as ADUs are not widespread in the Denver Metro yet, so appraisers are not very confident in appraising them.

Also, COVID was not wide spread on the mountain that I know of.

If you are counting on a downturn of folks entering a city, this probably isn't it, but given folks are staying put, I'm not surprised of the very temporary drop in new leases.If these cities start to lose their vibrancy, their arts, their social constructs, become too high on crime in a widespread manner, et al, you may see the "exodus" that some folks are decrying.

BTW, flood damage was widespread but the vast majority of property did not flood.

For the record, I find it quite bizarre that we can have unemployment above 6%(with apparently a 'real' unemployment number well above that) and also widespread reports of labor shortages.

It was also a period of unprecedented economic growth with relatively free trade in goods, labor, and capital...Widespread dissatisfaction with high inflation in the late 1970s and early 1980s brought renewed interest in the gold standard.

I also have noticed a widespread misconception that FSBOs are always overpriced.  

Especially when it comes to the Grohe's widespread bathroom faucet models -- their installation is pretty rinky-dink, especially if you try to do something like put a widespread Grohe faucet into a Kohler pedestal sink made for widespreads.

One of the long term consequences of widespread aggressive rent control has been to concentrate large populations of low income renters into high cost areas. 

Fraud proceeds were also used to buy new real estate properties.Four Conspirators Sentenced for Widespread Mortgage Fraud Scheme On March 6, 2013, in Plano, Texas, four conspirators were sentenced in a mortgage fraud scheme.