Do you want me to give advice that you should get married & divorced to guarantee returns?

I found out those two factors still couldn't guarantee they pay their rents on time. 

Paying down is definitely a strategic move, it's a guaranteed rate of return. 

They also have a "coaching" team that helps you find the trips and guarantees $10,000 or more in travel bonuses.Send me a DM if you want the link.

We also accept section 8, so most if not all of each month’s rent is guaranteed with the voucher holders.

My main advice for avoiding liability is: (1) work with a great insurance broker to get comprehensive coverage; (2) avoid signing full recourse personal guarantees whenever possible; (3) max out your 401(k) or defined benefit plan with ERISA protection; and (4) strive to reach a point where you’re not personally involved in the business’s day-to-day operations.Disclaimer: While I’m a licensed attorney, I’m not your attorney.

Don't just blindly follow "oh this is so passive and return is guaranteed", it's never work like that.You're certainly entitled to your opinion.I'm an investor who has both passive and active real estate in my portfolio.

A few things to keep in mind:Section 8 requires the property to pass an inspection based on HUD’s Housing Quality Standards (basically making sure it’s safe and well-maintained).The rent you charge has to align with Fair Market Rents (FMRs) in your area, so it’s good to check what similar properties are renting for.You’ll still be responsible for maintaining the property, but the upside is that a chunk of the rent is guaranteed by the government, which can provide steady income.Check with the local housing authority about any specifics for your area—every jurisdiction does things a little differently.This could be a great niche if you can find a good deal on the land and make sure your expenses (like maintenance, insurance, and occasional vacancies) are covered by the rental income.

I don't why you would want to anyway, since the income is guaranteed. 

It's no guarantee but it's a good place to start.