The main downside is the loan limits for a house with ADU match a single family, not those of a duplex (which is higher).

According to Furnished Finder, there's a shortage of MTRS available within the South Bay and a strong demand to match. 

I advise my clients to compare their property to the comps they are looking to chase for the ARV & start with the kitchen/bathrooms and then work their way through their budget to match or slightly top the comps in the neighborhood.

The Tax will increase immediately after you buy a property to match the purchase price and you are also responsible for the difference for the years that you didn't even own the property.

A little about my situation: I am a 33-year-old single mom who has finally gotten her finances in order after getting my Bachelor’s degree in 2022 which allowed me to get a high-paying job with great benefits (401K + matching). 

Finally, conquer anxiety by starting small and studying markets that match your objectives.Good luck!

I found the lender from a different state by searching lawsuits and matched the one with this builder and their company.

Check out BiggerPockets PM finder above and see if there is a good match for you https://www.biggerpockets.com/business/finder/property-manag...

The next person that listed their model match in the same area right after we sold, sold for 160k less than us (if that was us we would have lost all our equity and would have had to short sale it).

That’s also a very interesting and very helpful perspective on putting more down because with the rates being so high right now, it would be hard to match 8-9% in gauranteed returns.