They don’t move in parallel… they are more “realiable” these days.I could guess in your situation is you fall into investment trap where your limited choice of investment may make you decide for sub optimal investment.but one tip if you decide to go into 40% down dscr 1 ; make sure your neighborhood appreciates higher than national average that way if market drops you know there is organic demand in your place.

Otherwise it seems they trapped more equity than eluded to because I agree with your numbers. 

Also consider equity trapped in your house is dead equity. 

How would this work for AHFC (sect 8) voucher Tenants if the program requires a 12 month lease at move-in?Sect

Don't get caught up in that trap.

The mortgage trap is very real, and 2023 showed us it's not an inventory problem-- it's a rate problem. 

The bank reneged on funding the last part of the loan which would have funded completion of our septic system/grease trap installation thus allowing us to open our on site bar/restaurant & expand the RV park. 

Lot of trap in the investing world, the key is to keep educating ourself even for something that we don't wanna do.

She'll be sharing valuable insights on maximizing your tax savings, avoiding legal entity traps, and steering clear of common tax mistakes, even those made by CPAs!

Leave a disposal wrench taped to the p-trap so when they can you can ask them if they tried un-jabbing it.