(The typical commercial loans I use are at 9.5% right now so be prepared for that.)4. 

Thank you again for your thoughtful feedback!  

I’d love to hear your thoughts and any advice you might have.

It seems like location would be especially critical with pad-split (and similar systems), but I’d love to hear your thoughts on what to watch out for in terms of zoning, safety, or demand.Also, I’ve traditionally rented out units the regular way, so I’m curious how screening tenants works for you with the pad-split (and similar) model.

Any guidance is appreciated and I know it's not tax nor financial advice, just your thoughts.

👋 Good thoughts Alice.

Thoughts?

You don't mention if that's the case, but I thought I'd bring it up.You also won't be able to recognize any loss on the sale if that's the case.

My thoughts were that this would be a short-term solution.However, the more I think about it, I’m starting to lean toward a cash-out refinance over 25 years, with a minimum payment structure.

Curious to hear thoughts from experienced investors & entrepreneurs."