Scottsdale, Tempe and Central Phoenix are probably your best bets.

But of course the agent felt the need to manipulate the situation (And I don't do well with people who try to manipulate me) and lie about her status.

You will have closing costs when you move from temp financing/cash to a mortgage on the cash-out refi.

Cost per sq ft for a project for improvements is hard to manipulate because labor and construction costs are up.

How value is truly calculated, how seller's numbers can be manipulated, understanding of local rental market. 

It's been a great learning experience with several healthy headaches, but I'm definitely ready to make a move into a larger home with central AC as Texas temps break the 100's way too often.On the profession side, I spent the past 7 and a half years in insurance, and in mid-2017, I began saving up for the jump to real estate so I could immerse myself in the industry (and hopefully pick up a few good deals along the way).

These are located in Oklahoma so there is potential for occasional temps in single digits.

Check the temp at the thermostat, may it's shot? 

From what I read some brands do not keep up in supplying heat if the outside temp drops to close to zero.

Because I had hit a temp cash drought, I had considered selling it.I’m just thankful I had/have the ability to sell to another investor if I need to, because I bought it at such a good price.