Most likely just what the program was meant for.

https://app.tango.us/app/workflow/BiggerPockets-free-Short-T...

YEs, it's cheating, but you won't be the first who has done this.Side note - I never understood why a college degree counts for S**t towards being a GC.

Seems like everyone I speak t a new lender the terms get better!  

Many investors often said they did not know what “Premium” meant and wanted it to be clearer that the person had a business for them to work with.

Southern border of the land is Wilson Creek (a large, well established, full time creek with old growth trees)Approx 1 acre of non-recoverable flood zone along length of creekTwo small ponds on the property, which can be filled in to utilizeSmall neighborhood to East of property line with utilities ready and available for project Currently a couple of older homes and barn structures on property (100% liveable and well maintained)Wilmeth Rd is currently expanding down the block to a 4 lane road which connects to Highway 75 in McKinneyLarge developments are underway within a 1/2 mile to 3 miles out radius<4 miles to Costco, ChickFilA, WholeFoods, Cinemark, major hospitalAT&T Fiber and Atmos Gas at front of propertyA water well can be run, if desired, or tap into the city's water (currently on city water and has large main at front of property)A CE firm has drawn up plans for a small, 12 home, 3/4 acres development.

W-T-F "Bob"...... 

correction, i meant to say 135, not 145.

Age meant we did things we had not done previously.  

I think these are fair questions to ask and are not negative or derogatory, nor are they meant to be.