ValuePenguin is a good source for the relative cost of insurance by state.Operational Costs - Costs like property taxes, insurance cost, state income taxes, regulatory costs (ex: time and cost to evict), inspections, rent control, etc., have a tremendous impact on your return.

@Ryan Howell @Mike Szabo @Lindsay Green Some thoughts:I think we're seeing a theme, that owning an STR near a WNC downtown has a little more risk of regulatory complications.

It's a great and unique deal but it's in a regulatory floodway. 

It's a place where the regulatory environment has created inefficiencies that you can take advantage of in order to get a cash-flowing property, and then you can hold it for a really long time while Silicon Valley does what it does. 

However, you can also do some due diligence by doing the following:1) Is the provider licensed via the state regulatory body (i.e.

If a certain number of individuals living in a house are unrelated, it is considered a boarding house and has more regulatory requirements.

Back when I was first doing mortgages, when my forehead wasn't a fivehead and these gray hairs peppering my beard were red, they would also charge a rate/fee hit for not having an escrow account, and I was told it was a "regulatory fee," and believed that too.

Is all built out now with really nice 700 to 1 mil homes and know one knows the pain we went through to get that done.Jay,Way too many regulatory bodies with self-appointed Kings at the helm.

There would be no way to regulate a contract assignment because it covers too many industries.I've spoken to several regulatory bodies for brokers and agents and the answers I've received are all the same: "We can only discipline license holders.

@Christian Carson- and if you are asking about where the database information comes from, you can usually search your state regulatory records online and the EPA ECHO database but it will be hard to replicate the comprehensiveness of the database provided by the third party database company.