I can definitely share who NOT to trust your property with if you want to send me a private message. 

Money will come from different levels of government, private donations and insurance companies. 

However, I got into real estate mostly relying on OPM - private lenders, seller financing, and business lines of credit.I also don’t like the idea of buying turnkey properties at a premium.

Now, this was all done with someone's private money so is it private money or hard money?

How about a house with an ADU, or a basement with a private entrance that can be rented out?

How much private money have you raised within the last 9 months?

Treat your family private lender like (or better than) any other private or HML: promissory note and lien recorded against the property.

Typically needs 20% down, but offers lower rates and you can ditch the PMI (private mortgage insurance) once you reach 20% equity.

Focus on the big-ticket items and estimate costs.Financing: Whether it's private money, hard money loans, or a traditional lender, make sure your financing is lined up.

This means your tenants' private-sector jobs will eventually end.