Also I was told -to get ahead the competition (and my suspicion about the prevalence of 2-3 bedroom beachfronts was confirmed) - we have to go pet friendly and accommodate 10-12 in that 3 bd house.

The dynamics and characteristics of the real estate markets in ABQ and Santa Fe are very different.

I have nice 3-4% rates but just fearful of a hurricane coming through and destroying the homes. 

That being said, the bigger issue I'm seeing right now is Beyond conservative and leaning toward fear based investing. 

When I hear how much people are spending on education with gurus or even 'local' coaches, it breaks my heart--that money could've been a downpayment on a house.If one is committing to spending tens of thousands of dollars whether upfront or splitting a minimum amount of deals, it's one of the worst mistakes that you can make in my opinion...In a world where information is at our fingertips and there is a blueprint that exists for everything, you'd be better off investing in courses on overcoming fear of change, lack of motivation, etc.

Warren Buffet said it best when he said that investors need to be, “fearful when others are greedy, and greedy when others are fearful”.

The tenant is a survivor of family violence.This ground is allowed to be raised when one member of the household commits physical harm or reasonably places another in fear of imminent physical harm.

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Prior going to the conference my fear was that most of the people going to the conference was in the single family homes and we wouldn't be as much of value to each other.

That is where I draw my take on Sell/Rent my biggest fear is the "What if Factor" - drop in tourism, association comes under litigation, hurricane (This season looks like it will be "Very" busy), Sickness or health issues or other.