I think.. that darn NMLS website is the most user unfriendly site I have ever seen..  

I love being on the other side charging everything possible on a credit card but there’s no reason to accept them.

Next, arrange a site walkthrough to pinpoint any additional needs or potential challenges.

Yes, definitely open up a HELOC even if you don't plan on using it.

My realtor at ReMax said they still charge non-refundable pet fees which is states on their leases. 

Hey guys, I own a 4 unit that I plan on doing a cash out refi on.

I've personally done just about every rehab scenario, properties I've lived in, properties bought as investments and even properties bought at auction.You've gotten good advice from folks on this list.

Once you get this information to them you will also be required to do a zoom call and walk around showing them some of this info - the office, any signage, and locks on doors.

I do a lot of boots on the ground stuff for different clients of mine who might need stuff like leasing, walkthroughs, contractor recommendations, but want to be more hands on with the managing of the property.  

Depending on the volume you would be submitting, find a company that does not have high monthly minimums and can walk you through the process if this is your first time using.