We purchased the property for $21,000, invested $25,000 in renovations to modernize and enhance its appeal, and sold it for $55,500 on 03/29/2022.

By approaching from the "objective analysis" rather than "who is the good and bad guy", you are really educating a basic investor.Capital call is a myth/method created by the lender as a temporary measure by the lender to avoid foreclosure.Nonetheless, these capital call is created because the lender itself is willing to take a such very high risk investment that should not happen in the first place.A DSCR loan of 0.85 80% LTV should not happen in the first place.

Looking to enhance my education, skills, and connections. 

.⏳ After that period, if you decide to move out to purchase your primary home, a lender can use 75% of the total rental income from the fourplex to enhance your overall income for qualifying purposes.😀 This can be a fantastic opportunity for those looking to invest in real estate while managing their living expenses.

Myth: Getting your license means you will start to get business and sell homes and earn commissionFact: Selling homes, lead funneling, closing deals, handling clients is hard work and you must bust you A** to find clients. 

Having a complex structure adds annual costs, but it might make more sense to enhance your insurance liability coverage instead. 

Here’s why it might be a smart move:Maximize ROI: With leverage, you can control a larger asset value with a smaller initial investment, potentially increasing your returns as the property appreciates.Preserve Liquidity: Keep your cash available for other investments or emergencies while still participating in lucrative real estate opportunities.Tax Benefits: Deductible mortgage interest and expenses can lower your taxable income, enhancing profitability compared to an all-cash purchase.If you have the means to buy with cash initially, you can later refinance to unlock equity for further investments or improvements.

We invested $20,350 in renovations to modernize and enhance the property's appeal.

We invested $27,200 in renovations, modernizing the home and enhancing its appeal.

Was thinking of moving the Duplex to an LLC through a quit Claim, but  not sure that will enhance my buying ability.