There may be periods where the graph drops from 100% to 0% as it did in the last few days:If so, then everything is fine.

He displays it for you to easily understand all you need to know about Real Estate in your area using Graphs and Charts and simple explanations.

Show her some graphs of the price of housing cost (to buy a new house) increase over years from 2011 to 2021,  and the cost of insurance for that house you bought from 2011 to 2021 and lastly the rent level increased at the max level allowed by rent control from 2011 to 2021 ( you will have to work backwards to get the rent numbers)  and let her see how much the housing cost increased compared to the rent increase allowed now by rent control. 

I always write my own contract or make sure I can modify their existing contract to include things like: when the job should start, how long it will take, what penalty there is for the contract if they go past the deadline, what approvals need to happen if the job is going over budget, how much I need to put down to begin (i don't like doing more than 30%) and what the payment schedule is after that (some larger jobs will have milestones where another 30% is payed when completed), and what will be delivered to me before final payment (final approval, lien wavier etc..)

I currently put contingencies on the following milestones:Contingencies (able to achieve the following milestones)Site PlanningBase MapSite Plan (End of 2021)Conceptual Site Plan (Beginning 2022)ArchitectureFeasibility Design (End of 2021)Conceptual Design (March 2022)Entitlements & PermitsPre-Application (Beginning 2022)Application (mid-late 2022)**Buyer Submits Refundable DepositBuilding Permit and Inspections (End of 2022)Final Approval to Build for purposes of a banquet hall (End of 2022)**Funding Land Acquisition General ContractorSite and Civil Work (End of 2022)Certificate of Occupancy (Late 2023)Is this the correct approach or is there a better way to structure this offer to take on the least amount of risk?

Otherwise, people can easily become discouraged if they don't meet that "milestone" in 5 years.Debt is a tool that is very useful and very powerful when used properly, but can be a very real game-ender when utilized foolishly. 

Graphs and other graphic content to add to the overall offer.Am finding you have to piece a lot of things together, which is fine....if it was super easy everyone would do it :-).

Even comes with a pdf of all of the charts and graphs. 

The above graph shows what owners think they can get in rent for their house (this information was gathered through a survey). 

Those closing costs and loan costs are taken into account for already in the graph!