I would be the 2nd lien at 25k, a third person would be behind me at 24k, and the borrower is handling the remainder (roughly 20k).

The people I use are more than willing to look at potential investment properties for me (at no costs) because they know I am worth a lot of future money to them.

I will double check with my contact there, but the response that you guys have provided put me at ease.

During my 1st round credit experience she was  knowledgeable and thorough answering all of my questions putting me at ease. 

I'm not as creative as some with funding sources and haven't established access to the private funding others have (yet... hopefully)... so for me, at present, cash for future down payments is key.

Much less competition in these areas, more distressed properties/sellers, higher % spreads in between Acquisition Cost / ARV, and less capital intensive overall to name just a few reasons.HMLs can be helpful for Acquisition but depending on the price of the property, the fees can eat up much of your profit, especially if there's not much "meat on the bones".

They are expensive, we've paid $1,000 to $2,000 a day and the perk and probe is a 2 day affair.The soil scientist credential is a 4 year college degree taught at Penn State. 

((((( NO POF MTN))))) >>>>70+2 SS NO POF MTNIf interested reply to me at [email protected]

@Adam WardI don't know if you have a First Merchants Bank in your area but I'd go there first because I know they're doing it for me at 75LTV.

You can email me at [email protected]  .