Even if the heloc mature before my first mortgage is mature?  

Nowhere on their little video do they low ball people on notes plus 30 day money back guarantee..anytime anything is at a costs from 90 bucks to thousands.

The water bills are so minuscule (18 bucks a month or so), so that was not a huge deal.

I assume your opinion has matured now (one way or another).

The longer you drag this out to save a few more bucks the longer it will be before you can have this occupied and earning you money 

I'd set expectations for 5-10 year maturity, 25-30 year amortization. 

I am a new investor and was really hung up about which platform to choose that would offer the most bang for my buck before I start seeing returns.

I can't tell you how many times when people would contact my agents fresh out of guru school.. and talk a BIG game  we are going to buy 20 30 properties we are building a team blah blah blah.. when in fact most of them borrowed the money for the course and are now trying to do business with smoke and mirrors.. real investors that have money if you lay this out the right way will probably go for it.. and SELLERS I can see that for sure.. but then again in the retail resi space so many people just are clueless and or really have very little liquidity that even sending you 1000 bucks up front could be a risk and stretch for them..

We owe about 50k on a SBA loan that matures in 2027.  

As you may (or may not) notice, it still cashflows a few hundred bucks a month.I think I said there could be deferred maintenance on it, but it literally doesn't matter if there is.