I invested in Jacksonville, FL, because my old job would fly me there multiple times yearly.

Sure, I could look for a higher paying job, but I was wondering if anyone has any creative short-term methods to improve my ratio.

It would for sure have to be a higher hourly rate than a typical W2 job however as agents are 1099 contractors and there are expenses associated with maintaining our licenses and operating our businesses that usually come out of our commissions.

So, if you have 10 units and you are going to pay $1,500 a month and you are working on an active income job, too, this is an easy switch due to the labor mentally and physically (even if it is just phone calls) to get these rentals running as a well-oiled machine.  

I know a great agent in the area who helped my friend buy in Ogden and did a great job negotiating.

During this time, I found myself unemployed and having difficulty finding a new job due to not completing my degree or having formal training beyond high school or military.

Knowing which subs go deer hunting , fishing , will or wont work weekends , which ones are tied up on longer jobs , etc .

My wife and I have a W2 job. 

Her reasoning is that she put it in her schedule and she could have accepted other cleaning jobs. 

Equity Multiple has a good track record and they seem to do a superb job at underwriting deals.