I've gone to workshops/seminars at work like this, where there was a general topic (like "Nutrition") and the lecturer started off by polling the room or subject matter, and then we voted on which of those topics were of highest interest, and then the lecturer just worked down the list.As for what kids should do when they turn 18, they should get a job if they don't already have one.

I have a full time job in nutrition and healthcare (which I love) as a marketing professional with previous sales experience in the field. 

The point everyone is trying to make is if you make equal payments on both loans, your net worth will be roughly the same in each scenario. 15 year note $1,000 in rent, payment at $591.30 year note, $1,000 in rent, you still pay the same $591 to make have the property paid off in roughly 15 years.There is no extra money to come up with, you pay the same in both scenarios and end up with roughly the same amount of money at any interval, but with the 30 year note you retain the flexibility to lower your payments if you so choose to so you can deal with life/market changes as they happen.  

The interval is fairly large.

Bubbles just dont spring out of the market abruptly but can gradually form within a certain time interval.

Then my wife started a business marketing nutritional supplements,, and we decided to do it under the same corporate umbrella as well, using my S Corp. 

I have never understood why the City has so many payment requirements that occur at intervals over the life of the project.

I've compiled a pretty good list of properties in the last few months just "driving for dollars" to find from market leads and I send them letters at regular intervals, but I commend you for directly calling them, I think I need to step up my game!!

In the next year or two as we build up capital and capital partners we'll probably start on at least taking the W-2 we pay ourselves out in monthly/quarterly intervals. 

Typically, I write my leases in 6 month intervals with a month to month from then on.