Also check with @Joseph Chiofalo for some further STR investor loan programs and he has a close tax rep we work with.

My initial piti payment was 8,870 now it will be 10,359.To make matters more messy I changed insurance during this time - they repeatedly sent me notices that they did not have proof of insurance...I had my insurance rep send them the docs several times before they finally acknowledged the new insurance.

I was initially told that this was not possible but then another rep was able to do it.  

Especially when you consider REP status from STR management. 

He was thinking I needed to meet the rep status but no way was I because I had a w2 that year.So, track your hours for material participation and work your w2 without fear.

I felt that my sales rep only really knew 90% of the product but I feel the knowledge gap is actual daily use in the product.  

You can keep doing the solo thing and do a ridiculous number of reps to turn over a deal.

As for writing it off on active income, you’d still need to qualify as a REP (or spouse) or have material participation.  

Of the tasks that you listed, only #1 count toward REPS hours for a rental property investor.

You an always keep calling because different Airbnb reps make their own decisions with little consistency in my opinion.