Go with your vision, put your eggs in that basket and focus like hell on that basket. 

Move out of your parents house, Meet a nice girl, invest 50% of your income, and Enjoy the fruits of your labor. :)

Congratulations on the beginnings of what I hope will be a very fruitful journey for you!

Thats what I thought, just wondered if something had changed that would make Overages easier and possibly a fruitful side income. 

You have to decide if you want all of your eggs in one basket- no one can tell you what's "best" for you.

In nutshell, assest diversity is the solution ( don't put all the eggs in one basket).

I can think of a lot of other business's that would be more fruitful with that amount of debt.

Best advice from my late grandma, a real estate broker from Ft Myers for decades: "don't put all your eggs in one basket."

But I also brought in a good number of private equity to balance so I did not have all my eggs in the bank basket..

Of course we close on everything.. so I get the net listing or the desire to make more than a realtor makes.. but I don't know.. long term seems to me the same amount of marketing money used to build a brokerage in the long run my be easier and more fruitful.