If she can rise to those expectations there are always rewards - frozen yogurt, an extra park trip...you get the idea.  

Frozen pipes, crappy AC, condensation, leaky basement, etc, etc.

The speed at which mortgage rates have risen, NO not the fact of where they are but the MENTAL CONDITIONING of going from where they were, to where they are, in such time window, has "frozen" activity.

Btw, many (myself included) had heloc's frozen or cancelled and never missed any type of payment in our lives.

I will comment that due to Covid we have seen jumbo lending all but frozen over for the foreseeable future.

For a frozen pipe, I had a plumber come out and charge me $800 to make the simple repair.

Also, I have dealt with frozen heating pipes and that can be a very expensive repair.

He is trying to cash out right now his money is frozen.

So know that I am ready to take a stab at it I am frozen..  

If the floor drain is backing up, you have a blockage in the line somewhere which could be anything from a toy that is stuck to tree roots to a frozen valve.