I'll be digesting this for awhile.The question on whether to use my cash as seed capital vs direct cash is one that will take a lot more reading on my part, plus likely copious amounts of math. 

But the point of this thread is if the SF Bay Area is at the top and if it is affordable.Part of my day job is to digest research on the trends and patterns of consumers and then design and develop products that fit within their lives.I would not profess to be an expert on every market, but the research teams we pay millions to say, within the millennial generation the strong trend is to skip the starter home and just buy what they want.

thanks manI will digest it and go over all the details

Still trying to digest paying market or above for it, though.  

Lot's of great people and information here for you to digest!

Thanks for all the responses, it'll definitely take some time to digest it all!  

Advice is always good to digest but figure out what works best for yourself and then apply accordingly. 

I am waking up 1 hour earlier in the morning to digest the masses of information this community provides. 

Hello BP community....I have been lurking a bit and spending a good amount of time digesting the BP podcast series. 

I know this is a lot to digest, and before getting into any investment you should learn as much about it as possible.