Yes it does, needing to keep the books and properties seperate for proper Tax Reporting and any 1099s you may need to file can be costly.

The one thing it had going for it was actually talking to a person but it’s also costly and takes time to hire and train a team, only for many calls to go nowhere.Lately, as an investor I’ve been using an AI that’s been way more effective than I expected.

I asked him if I have to do entire floor new and then LVP on top new then it cost about 15k. 

You’re on the right track—build awareness of costs where it directly impacts their role, but don’t overcomplicate the program with factors they can’t control.

It sat for a bit and the price was lowered to 46k so I toured the house and made an offer of 36k after adding up renovation cost in my head.

There are thousands of lenders out there that deserve your business more than them.

These will give you the out numbers, and then you can work backwards once you know the repair costs.

Determining the cost on something like this is only something you'll be able to find out by talking to the city.

Are you wanting the home covered at full replacement cost?

I usually only have about 2k for closing costs out of pocket.