Johnny clearly has no clue about taxes and considers them some sort of a video game moving fictional characters through fictional obstacles. 

I am afraid if you are chasing properties based on the sole criterion of whether you can refinance out your capital, you are not focusing on the attributes that are more likely to generate realized gains at a later date.

I was just too nice this time, but will never let anyone else change my character or my personality so cannot promise to not be nice in the future, but I will definitely be more cautious, particularly with people like him.

Non deductible, Better Proximity securing loans) "ROIsoonest months"        Unknown*  “Cheapest”. 2nd. 3rd     Unknown* Deals, Off Market, brokerage, government, 4thJudicial, Move to USA 1031Tenant Management due diligence   Unknown*Previous landlords Credit score,eviction record, income to debt between 40 and 60%,hours at home,Pets, poor character appearance Ie tattoos,drugs,crime,personality,dirty car.Value Add focal points          Unknown*Raise the rent,Rehab, maximize rooming, section 8, Reducing management “general”Rehab etiquette       Unknown*compartmentalizations & entry,Colours, Lighting, Fixtures & Amenities, floor, bathroom cheaper / kitchens, fixed stylization.

Non deductible, Better Proximity securing loans) “ROI soonest months” “Cheapest”. 2nd. 3rd Deals, Off Market, brokerage, government, 4thJudicial, Move to USA 1031Tenant Management due diligencePrevious landlords Credit score,eviction record, income to debt between 40 and 60%,hours at home,Pets, poor character appearance Ie tattoos,drugs,crime,personality,dirty car.Value Add focal pointsRaise the rent,Rehab, maximize rooming, section 8, Reducing management “general”Rehab etiquettecompartmentalizations & entry,Colours, Lighting, Fixtures & Amenities, floor, bathroom cheaper / kitchens, fixed stylization.

In such instances, the delay is attributable to the applicant rather than us.

I know this works for gmail, and I am told it's supposed to work for any ISP, so here goes.I make use of the plus character '+' to use one email inbox but give out a "unique" email address when I wish to track the source of a message.

He attributes a large part of their success to taking this class.  

In my opinion that is the best way to go especially early on because they will do deals that larger banks will not by underwriting based on character as well as the other criteria.

They 5 are: Character (reliability, integrity), Capacity (sufficient income or cash flow to service the debt), Capital (the borrower's net worth or how much of their own money they put into the deal), Collateral (the value of the assets that secure the debt), and Conditions (the borrower's situation and the state of the economy or local real estate market).