All are in C or B neighborhoods and they all are between the 2% and 3% rule.

Being from NJ, I can try to help you determine the area stats.Also, from personal stand point, as an MFH investor, I don't like to bet on appreciation.

Would a HML be my best bet on this property .......... as i may have a better chance for being approved to do most of the repairs , as well as Having the best chance of getting a loan for the property?

But your right, no one knows.... however if you had a million dollars what would you bet on..... or rather 700k. 

Unfortunately, once you leave your employment you also leave behind the low interest, easy to find, easy to qualify for conventional financing.Some people have successfully transitioned to self employment, Sch C or S Corp income. 

Terminal fed funds is between 2.25 and 2.50 according to those who bet on that for a living.

This is just my preference, I would buy in Cincinnati if the deal made sense, but I would target C+ or better neighborhoods, multifamily with 1 or 2 bedroom units. 

Here is my situation - I own 2 properties outright that are positive cash flowing right now and I tried borrowing or COR one.

Sounds like $15k might be a generally safe bet on houses that look "pretty good"... and obviously upwards from there if adding an additional room.Property management fee: Yes, 10% was my starting rate there, but I have 4 properties in the area currently and my management company has a portfolio rate of 8% once you reach 3+ properties through them which is a nice little bonus.I should have caught the property tax difference!

Option A: Leave rents the same...Option B: Split the rent increase with them...Option C: Or pass the full rent increase along to all of them?