What kind of ROI i should look at, considering project completion will be 3 years roughly?

@Rob Tara How long will the $1MM (you sound like a former bank with "MM") in rehab take to complete, a year?

Of course you can never have control of the money and you must have your QI in parcel before your sale completes. . 

The buyer completely takes over the original loan for all legal, tax and practical purposes.

Consult with a qualified tax advisor who understands these limitations and can help develop a comprehensive strategy aligned with your specific situation.Remember: The best tax planning looks beyond immediate deductions to your complete financial picture.

@Eric L Conry I completely agree with @JD Martin.Given your good interest rate of 4.3%, I don't see a big reason to pay the 15% long-term gain taxes on the stock portfolio. 

And they’ve cost me alone well over $30k in damages and lost rent thanks to their complete negligence.

@Daniel Baker I would say a lot of it is based on their training or their resources that they utilize to complete your taxes.

@Collin Hays I completely agree with your theme of building a local banking relationship, which should help someone build their real estate portfolio, but I have a couple of questions.When I read "conforming" and "non-conforming" loans, I think of the loans being underwritten as consumer mortgages.

USAA is saying that my insurance is going to expire in a few months and cannot be renewed unless renovations are completed.