Over the years some brick cracks and other outside work has accumulated.

The goal is to start accumulating property and land and diversifying our portfolio. 

You are aware of the local communities, employment marketplaces, and prospective growth regions.Equity Building: In a market like San Diego where real estate values have traditionally increased, house hacking may be a potent means of accumulating equity.Long-Term Considerations: House hacking locally could fit into your lifestyle if you intend to live in San Diego long-term and have family concerns.You might also explore a hybrid approach – investing locally in a house hack while allocating some capital to out-of-state investments for diversification.Remember to consult with real estate professionals, conduct due diligence, and possibly network with investors in both local and out-of-state markets.

If you just want to buy 1 MFH and then settle down to a house, that's a very different strategy than house hacking MFH's every year and accumulating as many properties as you can.

After 7 years of business ownership, we now are both working for bigger corporations and now ready to get back to diversifying our portfolio and want to start accumulating real estate properties. 

People are at different stages in their real estate journeys, in their life, in accumulating wealth, etc. 

With seven years post-graduation, I have accumulated eight years of experience in the restaurant industry and am currently working as a teacher assistant.

And agree that person had accumulated both apples and orangutans all his life. 

I have accumulated some money to get at least 2 rental properties. 

There will be very little, if any, additional income coming in during your retirement.Rather than accumulate more money, the goal of retirement is simply to enjoy your life, while not running out of money.But this is, in fact, one of the most common fears about retirement.