An attorney recommended to drop it.

On a conventional, you can request the PMI be dropped in 1-2 years (if you have enough equity) for the cost of an appraisal.    

I'd give it the first two weeks in January and see if I got any bites before I dropped my price or really started worrying.

They rarely have an over-leveraged emergency or catastrophe.Of course they will not grow as fast as the investor using leverage and NOT over-leveraging. 

Recommend RARELY to agree to that!

If you're not accredited, then I would say the rare syndication that accepts non-accredited investors, or something like FundRise or Crowdstreet or other crowdfunding platform, would be how you get that "riskier" side of the barbell to weigh more.And thanks for your feedback on FundRise, Crowdstreet, Farmtogether, and Groundfloor.

There could be a "double whammy", a recession (which we seem overdue for) then a drop in interest rates which leads to a big influx of new housing supply. 

The idea of dropping money in an index fund and forgetting about it can seem like you are not doing anything. 

It’s up to the prosecutors to prove that, so I don’t plan to drop this. 

The only reason I left Cozy is because when it switched to Apartments.com they dropped all commercial rentals.