I inherited 5.6% of a commercial property that is worth approximately $27m with $11m remaining on a loan.

Us: We want to buy the property, fix up the (3) apartments not occupied by her parents to generate rental income.QuestionsMy thoughts are to work out a deal where we purchase the property from her parents without taking a loan from bank.

If you're purchasing a single family home you can use traditional financing like you probably did on your house or you can do a commercial loan.

They've even called my mom who we don't live with anymore (but lived with at the time we applied for the loan).

There is a reason banks don't make loans on stocks.

One thing that may work is doing a Subject to Existing Financing deal where you will buy the property from someone but not payoff their loan.

It's possible but going to be expensive and I would think they would want some collateral on the loan as well.

You can ask your CPA on the cost segregation short term rental loophole.If your partners credit is bad but you have cash, you can just cosign for the loan or go DSCR/hard money.Dayton is a solid market for BRRRR investing.

@Bryan HarveyJust realize they provide high returns but it’s my understanding your investment is an unsecured loan.

I have multiple lenders that can do 100% financing for your short-term rehab loans and long-term DSCR cash-out loan options to refinance and hold the property once it has been rehabbed.