Then I decided I didn't want to deal with snow and frozen pipes, hurricanes, earthquakes or floods. 

If you're going the umbrella insurance route, make sure it will cover you for several things including just the routine slip and fall (like mold or earthquake).

You know, California has the most earth quakes and also has the highest unemployment...why can't we assume that the number of earth quakes impacts the unemployment level?

Jonathan, you have earthquake coverage in Missouri?

My crystal ball is all cracked from the last earthquake but the stock market continues to tank and rates for mortgage loans are trending downward, however, hitting the 3's would be amazing so I will go with it will hit 5's before 3's (for the record)

Kind of like when the fire department does a practice evo around a plane crash or earthquake or other mass casualty possibility.And guess what?

The only thing NOT covered is the tenant's possessions (that's why they're advised to get a renter's policy) and earthquake (which is provided separately).

Everyone in the house woke up though because they thought it was an earthquake.

Irans government will be overthrown.There will be a large earthquake somewhere in Asia or Europe or the Americas I will buy 6 more properties another farm and be expecting another child.I kinda got a little wild there, I just hope the last sentence is what happens

I understand that Haiti is still recovering from their disaster last year so it's going to be a long road to recovery and I will pray for them to get through this horrible ordeal.