The two are almost entirely different markets in terms of price points, returns, tenant quality, and overall investing strategy.

so, you're maxing out debt service which makes it tougher to cash flow.with that said, no matter the purchase strategy, you should always make sure you're using actual numbers, and not random assumptions.for example - some people will throw out '10% for capex.' 

Look at their marketing strategy.

If you want to chat about best strategies to get that 2nd and 3rd property let me know!

I specialize in STR & Co-living strategies.

Here are a few strategies that might help:- Leverage Industry Benchmarks: Many investors use a percentage of gross rental income as a quick estimate for operating expenses.

But in reality, holding on too tightly limits growth, causes burnout, and actually costs you money.Why Letting Go Helps Your Bottom Line✅ Frees Up Your Time – Instead of handling every single tenant issue, you can focus on strategy, acquisitions, and big-picture decisions.✅ Allows Specialists to Do Their Jobs – A leasing agent will lease faster than an investor juggling 10 different tasks.

For those who’ve used it, what strategies or sources have worked best for you when covering the difference between your loan and the total project cost?

Looking at this property as a long term rental strategy.

I have been investing here for years and I focus on the BRRRR strategy.