We aren't talking ancient practices either.This is the South we are talking about... again this is just for educational purposes and not to incite a riot but what would possess a man and move him to even think like this?

I also use that money to be proactive and replace ancient furnaces or put a new roof on a house that becoming obvious that needs attention. 

***OUT OF DATE INFO**I know this thread is ancient and dead, but it was also a page one hit on Google for my search.

I think the 360 day Banker's Year was actually created by the ancient Romans.

(or is it an "ancient chinese secret...lol)

The house was an REO and I had the old air handler replaced with a new Goodman when I bought it, because the old one was ancient.

Some good thoughts.There is an excellent book which talks about this in an ancient parable-esque way - The Richest Man in Babylon.

By central I mean cities like Hue, Lang Co, Da Nang, and Hoi An :) Yes, Hoi An is a charming city with a lot of history and ancient architecture. 

I did this when I lived in NJ had to go to the county courthouse and go on their ancient computers and pull each record.  

In the real old days (I'm ancient) that term didn't exist.