My biggest question is this: do you think I should continue to rent for now and prioritize tackling loans?

Otherwise, get a HELOC to access the equity to buy a home in AZ.

The main problem with negative cashflow properties is this. 

@Stanley Nguyen there really isn't a way around this.

Average occupancy at time of sale this year was about 50%.

I'm curious with this FB/mentorship group what are you posting about daily? 

@Mike Klarman 100% agree with this.

There are some rare and complex circumstances where I see this would be beneficial.

This allows you to access funds while keeping your existing mortgages intact.Second Mortgage: Explore lenders who offer second-position loans on investment properties, though rates will be higher.Cash-Out HELOC : While traditional banks often restrict HELOCs on non-owner-occupied properties, some portfolio or private lenders may offer HELOCs for investors.With $15-20K in liquid funds, look for deals where you can negotiate terms:Seller Financing: Negotiate lower down payments or interest-only periods.Subject-To Financing: Assume the seller’s existing mortgage while covering the down payment.Lease-to-Own: Lock in the purchase price while using rental income to build equity.

Since this is something that is best done with a team of experts that know a lot more than I do I am putting this request with help from the bigger pockets community to get me started on my road to success.