FYI - Take precautions BEFORE an accident so you are not in court for years.

We found her by accident really and even with that bad tenant over the last three years our property has only been vacant for a few weeks!

But there is no power in the world that can prevent a tenant to sue you anyway in case of an accident.

We are remodeling another duplex where each side had dogs and the smell in there from dog urine is horrific, plus all of the subfloors under the carpets need to be sealed now with Kilz to block the odor.

I originate loans all day, with all the particulars you need to get a loan done, even one small slip up, accident, loss job, credit misstep, or numerous other compliance related issues you'll not be able to get a loan.

My limit requirements are:Commercial General Liability Insurance$1,000,000 Each Occurrence Limit (Bodily Injury and property Damage) $2,000,000 General Aggregate per Project" $2,000,000 Products & Completed Operations Aggregate"$1,000,000 Personal and Advertising Injury Limit"Business or Commercial Automobile Liability Insurance$1,000,000 combined single limit per accidentWorkers' Compensation and Employers' Liability Insurance$100,000 Each Accident$100,000 Each Employee for Injury by Disease$500,000 Aggregate for Injury by DiseaseExcess or Umbrella Liability$1,000,000 occurrence/aggregateAm I asking too much?

I'm glad to hear that there are some parts of California that are not going through that horrific drought...

It's kind of like driving by the bad accident on the freeway and looking...not because you want to see something bad, but you just can't help but peek at how messy it gets!

As to the ethical side again, you're saying I suppose that you don't treat people the same, you base how you treat them based on your ease of communicating with them, so, you have no issue with not renting to a stroke victim who has difficulty in speaking but is still self reliant or an accident victim who can't speak due to an injury.

That would be more casual than a letter, but you'd have proof in writing that you were trying to avoid an accident.