They act almost as a barrier and have a lengthy questioning period to avoid people taking cash.The one intriguing option mentioned was the PayPal transfer.

They will not allow you a lengthy due diligence period4.

So I guess my "newby introduction" is long overdue - considering I've been posting on biggerpockets for a while now.I'll try and demystify my Subject a bit and explain my history at the same time:I live in Toronto, Canada but have some good experience flipping properties long distance in Chicago (5 and counting - with 4 more on the go) and Orlando (1). 

Thanks again and I apologize for the lengthy introduction...

I don't remember the length.  I

Like many have mentioned, lenders are not allowed to report "negative" or "overdue" on your credit report, but putting a comment that says "forbearance" in your credit history is still game, from what multiple mortgage originators have personally told me.

I wrote a pretty lengthy post on it HERE if you would like to read up on it. 

Was given a lengthy list of places spread out across the DFW area.

All things considered, this is highly likely to at least kick off the long overdue (hopefully) modest recession that we've all been waiting for.

I did a lengthy study of hundreds of deals that I did for my personal inventory and the MLS accounted for 25% of deals settled.