Robert I would like to comment on the Pod cast thing.. 

People use both and they use the pods we provide.

I think its because everyone is trying to do loan mods or waiting for Obama to bail them out.

Do you find that the homeowners that put a lot of money down on the property when they bought, seem to be those that hold on to the idea of load mod's and don't do SS's?

You will find resources here from blogs to pod casts and forums.

Not blaming Josh or mods really at this point, you'll never make everyone happy all the time in any business.

Account Closed   I agree with your assessment of the BP Blogs and would add the Pod Cast are the same type of thing.. they are done by folks that by and large have experience and something to share but they are just opinions and experience's of people in the business, and or some are by folks with little experience really but a lot of desire !!

I have been through all of the suggested links and I am listening to 3 or 4 pod casts a day.

Really enjoyed you on the POD Cast recently!!!

I welcome any additional thoughts folks have...2 products, their conventional loan and what he called a "mod/rehab investor loan":Conventional: 80% LTV, 4.75%, 30 year fixedNon-portfolio; sold to Fannie/FreddieRecommended this to me for my first 3 deals because I haven't met my max of 4 Fannie/Freddie loans (I have 1 for my primary residence)When I pointed out that conventional doesn't include rehab costs, he said I should be buying properties with "minimal rehab" when starting out.