Everyone lived on the property in their own units (think compound) for 5 years.

Assuming 8% annual return with compounding interest, would have roughly $531,700 after ten years.Option #2:  $250K roll over IRA - convert to SDIRA. 

And as @Henry T. said, being in a Blue state will compound this and many other issues....Note that ESAs and Service Animals are two completely different things. 

Live in OKC but interested in Broken Bow, OK and Galveston, TX.

Read books like The Compound Effect, The ONE Thing, Rich Dad Poor Dad, etc.

When I say full gut I mean the floor had no flooring it was bowed and rotted joists ..there was no tub no shower no fixtures no toilet no vanity no lighting medicine cabinet or anything , just an empty gross room with a bowed/sloped floor with a window .

By losing out on that one month of rent ($1200), it will take her a full year of collecting the $100 extra that she was insisting on to break even.It takes even longer to make up the difference when we talk about higher rent, and the problem compounds if the unit stays off the market for longer than a month. 

To make the project a temporarily one do not use joint compound at the inside corners(where your temporarily wall meets the permanent ones) rather just caulk the corners.

Or a building that the basement walls were recently plastered to cover something and only because the inspector happened to look out the third floor window did we realize the walls were bowed 8” on both sides of the house.

Have you read The Compound Effect?