Is it possible/legal to have the utilities under my name and I charge the tenants for the usage? 

Your argument there would be understood, but if that were so your post which provides zero assistance to the OP is even more inappropriate.

Commissions" is a colloquial term used by laundry vendors and property owners alike but in reality "commissions" are legally "RENT" for the space the machines occupy.Typically the property will receive a percentage of the gross revenue (collections) that the machines generate from usage by the residents on the property.How that percentage is computed can be confusing. 

Preamble - identifies Lessor (property) and Lessee (laundry vendor) - includes date of execution & lessor description and address, A typical lease will include number of apt. units and identifies number of units with connections (if applicable) - keep in mind that if you have in-unit connections for washes and dryers you present competition for the laundry room resulting in possibly reduced usage and reduced revenue.

There is no yard to water, just regular usage with bathrooms, dishwasher and washers. 

Tried searching the forum for this answer... couldn't find exactly what I was looking for.My business partner and I want to buy our first vacation home property in a neighboring state-- we would stay in it very occasionally, but it's main usage would be as a short term rental.We would like to take advantage of a vacation home mortgage and 10% down, but are having a difficult time figuring out a way to do that with joint ownership.

I will gross around 90 and that is with some personal usage in both the summer and off season. 

I love the personal usage perk, it’s right on the beach and it’s a great escape for my family and I , so the smaller return is ok with me because it’s a lifestyle investment and has no drag on my personal finances .

The section I believe pertaining to the usage of rental income in qualifying for the loan is Chapter 4 - Credit Underwriting, Section 2 - Income, Sub-section 'o' - Rental Income You should be able to find it starting on page 21 of the following linkhttps://www.benefits.va.gov/WARMS/docs/admin26/pamphlet/pam26_7/ch04.pdf

Oh, btw, all major items like roof, hvac, water heater were beyond their lifetime usage meaning they all needed to be replaced.