Aloha,It is always important, in my opinion, to meet all of the adult prospects.

I'm married with adult children and two new grandchildren.

However, I live in New Jersey, which is a very densely populated state with many Adult Communities.

We have since learned that they are having all tenants from both of their units use the single W/D. 3-4 adults working on a pig farm when we were accounting for 1-2.

If you are an adult and you have no money and bad credit then you likely have bad financial habits as was stated above.

The only thing I would bring up for your consideration is to check the rules related to your rent-by-the-room strategy.For example, here in Denver, Colorado there are limits that restrict how many unrelated people can live in the same household. specifically it states: "up to 5 adults to live together in households where not all residents are related; previously, only 2 unrelated adults were allowed to live together in a house and 4 in a duplex or apartment.

If the entity produces passive income such as rentals or interest, then there is no generation of Unrelated Business Taxable Income.If, however, the entity is engaging in a services business or something similar, perhaps hotels, self-storage, adult care, etc., then that produces trade or business income.  

We have the SSN and date of birth of ONE of the tenants, but not the other adult on the lease. 

Who knows what these young adults may come up with. 

Yeah, my agent mentioned that in Camillus, I might get students whose parents want them to live in a safe area, and as an added bonus, they might like that a professional adult is living there with their child.