You'll get a refund for any builders risk coverage you may have prepaid for.

Also, if anyone has done a recent installation, do they put in just coin machines as base equipment or have they moved up to a 'card' option (Value or CC/Debit).Oren

If you have a pre-paid legal service this review is often a covered benefit.

To my surprise the bank came back with closing cost of $5,100 and Estimated Prepaids of $3,090 (as shown below).  

Auto debit is also lovely for rent payment

They also typically require payment upfront of additional pre-paid interest, referred to as “finance points.”

Taylor, Do they have an actual bank account tied to the debit card or is it one of the prepaid debit cards?  

When you form your LLC, you will most likely be opening a checking account for that business, most banks will give you a debit/ credit card for that account. if that is not enough for you, you can get them from most Credit Card companies, some even offering rewards.

Points are pre-paid interest.To start out with, it's better to buy your own home and use conventional funding.

You can cash out on full appraised value after 6 months.Prior to 6 months if you paid cash only and can source the funds to purchase.Delayed Financing-The new loan amount is not more than the actual documented amount of the borrower’s initial investment in purchasing the property, plus the financing of closing costs, prepaid fees, and points (subject to the maximum LTV).Your 90k purchase + 3k closing costs would be your max cash out prior to 6 months.Both prior to and after 6 months are based on the current appraised value.