<originally posted in "Buying and Selling" forum by accident, thought this might be a better home for the post>Hi BP Community,So I am pretty new here and I apologize if I haven't quite got my head wrapped around some of the RE metrics and/or correct forum to even start this thread.

Landlord is not responsible or liable for any loss, claim, damage or expense as a result of any accident, injury or damage to any person or property occurring anywhere on the Premises, unless resulting from the negligence or willful misconduct of Landlord.21.RENTER’S INSURANCE.

I need advice from seasoned investors as this was an accident...

You never want to bet against your marriage but you’d get car insurance if you had almost a 50/50 shot at getting into a car accident right?

I did this in September knowing my tenant accidently forgot to pay.

I am a bay area guy myself, but got my start in Portland, OR buy accident with a vacation rental that has turned into a nice SFR.

If you are in a car accident (unrelated to your real estate activity) and there is a major suit such as wrongful death, your ownership of the LLC would be an at-risk asset.

I stumbled upon a Renatus meeting by accident. 

Have you thought about how you would pay back the lender or protect your own investment/equity if an accident occurred like a total loss fire, frozen pipe burst, or some vandals found out the property was vacant and under renovations? 

Statistically speaking most car accidents happen within 25 mile of your home.