Rather, you seemed to have defended the U.S. as if I were talking it down when in fact I was not.

Put five attackers around you in the outer box and the defender inside the inner box.

Another problem with sole reliance on insurance companies is their frequent refusal to pay claims, then requiring you to deal with two lawsuits, one to defend yourself, then another to sue the ins co.3) Corporate entities also provide additional tax sheltering benefits.4) Provide vehicles for protecting & transferring wealth to family.5) Provide protection of your investment assets from personal lawsuit (You are sued from an automobile accident).6) Provide privacy (though not complete I must add).

Nevada Vigerously  defends their mortgage banking laws.. and those laws include the necessity to be NMLS registered and state licensed for any loan for any purpose on a 1 to 4 unit.. regardless if its your own money or not.

Interestingly, he listed the other defendant (his wife) as one of his debtors.  

There will always be people on both sides of the argument, but I love your breakdown, appreciate it because it actually justifies your stance (more people than not argue things they can't defend), and it's fun in the meantime.

I rarely ever lose my temper but when you make accusations like that which are completely unfounded and are completely inaccurate I have no choice but to defend myself, my integrity and my business.

Not defending the guy, but sometimes it is like pulling teeth getting people to work.  

Once you do that the store owner may clean up the act to keep his license. people are committing crimes next to the liquor store, and you vehemently defend their right to do so but claim the solution to the problem is to try to shut down the small business owner?

Harb Not to try to defend the PM because there have been plenty of issues with them but this is more of a problem with the asset class and location.