I recently found out that the former tenant has not paid a good amount of business tax to the California Board of Equalization. 

You could get a conventional mortgage and live in the property for a year and put 0-5% down or if you have property assets, you could use them as collateral on a commercial loan or line of credit or a standard HELOC.My credit is only fair and I thought I would not qualify for another HELOC because of lack of reserves and DTI but I recently found a local credit union that approved me for a commercial loan using property as collateral. 

I’ve just recently started my research journey on the area.

At times I get so excited about  possible property ownership that when the redemption comes I am sad even though I've just made money. :)  Then there are times when I have acquired the property and I know I can do more with a possible fix and flip or a cash flow from renting.  

But, I've just scratched the surface of these forums.

I've just been running the numbers on a spreadsheet I found here on BP.

I've just texted. 

Right now, I've just started to use the website gantter as it's very cool for this information.

Hi BP members, my name is Eric and I'm a new BP member and a new REI living in the Seattle area and I've just started looking to invest multi-family properties in the northern suburb areas like Marysville.

I recently found a REO property for bid, which says "REO Occupied - the seller does not represent or guarantee occupancy status.